Some government benefits are paid straight into a bank account through Direct Benefit Transfer (DBT). If your bank details in the UP Family ID record are missing or wrong, a payment can be delayed or fail. This guide explains what to keep ready, how to link or change your bank account on the official portal, and how to fix the most common mistakes.
Last updated: 27 October 2026
Why Link Your Bank Account to Your Family ID?
- Benefit payments can go directly to the right account.
- You do not have to submit your bank details again and again.
- Correct, matching details reduce the chance of failed payments.
Which schemes use the bank details in your Family ID can change, so check the requirements of the scheme you apply for.
What to Keep Ready
- Your Family ID login details and registered mobile number (the OTP goes here)
- Bank name, account number and IFSC code
- A clear photo or scan of the first page of your bank passbook, if the portal asks for it
- Account holder’s name exactly as it appears in the bank record
Many DBT payments work best with an Aadhaar-linked bank account. If you are not sure whether your account is linked, ask your bank before you submit.
How to Link or Update Your Bank Account: Step by Step
Screens and option names can change, but the process generally looks like this:
Step 1: Open the official portal. Go to familyid.up.gov.in.
Step 2: Log in. Use your registered mobile number and password, then complete the OTP step. If you cannot log in, use the password reset guide.
Step 3: Open the update option. On the dashboard, choose Update Family Details.
Step 4: Choose bank details. Select the option to update or add bank details.
Step 5: Enter the bank information. Type the bank name, IFSC code and account number carefully. Check every digit.
Step 6: Upload the passbook image. Attach a clear, readable photo of the passbook page if the portal asks for it.
Step 7: Review and submit. Check all the details once more, submit, and verify with the OTP.
Step 8: Save your reference number. Note it down or take a screenshot. You will need it to track the request.
Check the Status of Your Bank Details Request
After you submit, the portal shows the progress of the request. Use your reference number or registered mobile number to check it. The status may show something like approved, under verification or rejected. The portal decides the timing, so check again after some time instead of submitting twice.
An approved request means the new bank details are saved on your Family ID. Download your updated Family ID and keep a copy.
Common Reasons a Bank Update Fails
| Problem | How to avoid it |
|---|---|
| Wrong account number | Type the number again and compare with the passbook |
| Wrong IFSC code | Copy it from the passbook or your bank’s website |
| Unclear passbook image | Use good light, keep all four corners visible |
| Name does not match | Make sure the name on the Family ID matches the bank record. If it does not, use the correction guide |
| Account not linked with Aadhaar | Ask your bank to link or seed it, then try again |
| Closed or inactive account | Use an active account |
If your request is rejected, read the reason shown, fix the details and submit again. You do not need to register a new Family ID.
Tips for a Smooth Update
- Use a bank account in the name of a family member who is listed in your Family ID.
- Keep a screenshot of the bank page before you submit.
- If the family changed (a new member or a removed member), update the family record first. See the add member guide and the Hindi member guide.
- Change your bank details on the portal when you switch banks, so payments do not go to an old or closed account.
Safety Tips
- Use only the official portal: familyid.up.gov.in.
- Never share your OTP, password, PIN or card details with anyone.
- The official portal does not charge for updating bank details. Be careful with anyone who asks for money.
- Log out after using a shared or public device.
Frequently Asked Questions (FAQs)
Can I change my bank details later? Yes, you can use the update option on the portal again when your details change.
Can I link more than one bank account? The portal decides what it allows. Follow the options it shows, and do not assume more than one account is accepted.
Is Aadhaar needed for the bank account? Many DBT payments need an Aadhaar-linked account, so check with your bank. Follow the portal’s own instructions too.
What if my bank update is rejected? Read the reason, correct the details and submit again.
Is there a fee? The official portal does not charge for updating bank details.
I forgot my password. What now? Use the password reset guide.
Bank Account Link Kaise Kare (हिंदी)
UP Family ID me bank account kaise link kare? आधिकारिक पोर्टल पर लॉगिन करें, Update Family Details में बैंक विवरण वाला विकल्प चुनें, बैंक का नाम, खाता नंबर और IFSC कोड सही भरें, पासबुक की साफ़ फोटो लगाएँ और OTP से पुष्टि करके सबमिट करें।
बैंक खाता बदलना हो तो क्या करें? पोर्टल पर उसी विकल्प से नए बैंक की जानकारी दोबारा अपडेट करें और अपना रेफरेंस नंबर सुरक्षित रखें।
बैंक अपडेट खारिज हो जाए तो? खारिज होने का कारण देखें, खाता नंबर, IFSC और नाम का मिलान करें, पासबुक की साफ़ फोटो लगाएँ और दोबारा अनुरोध करें।
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